Photo: Point
This enables individuals to invest their savings in a financial instrument that is reliable – thanks to a full government guarantee – and fully accessible online.
Under this subscription, government bonds with the following characteristics are available: for a one-year maturity, the annual interest rate is set at 7.45 per cent. For a two-year maturity, it stands at 7.55 per cent. Interest rates are slightly higher for bonds with longer maturities. For three-year bonds, the annual interest rate is 7.65 per cent, and for four-year bonds, it is 7.85 per cent.
The face value of each bond is 100 lei, and the corresponding interest is paid every six months directly into the investor’s bank account.
Detailed information on the subscription terms, the prospectus and the steps required to invest can be found on the platform or on the Ministry of Finance’s official website.
As a reminder, the eVMS.md platform was launched in the summer of 2024. Through government securities, the state raises funds from citizens to finance the budget deficit and development projects.
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