News about National Bank

Demand for “cash” in the country remains traditionally high. In June, as in previous months of 2026, the volume of cash withdrawals by citizens and businesses exceeded the volume of cash they deposited back into bank vaults. The total amount of cash withdrawn from checking and savings accounts, ATMs, and bank teller windows in June 2026 amounted to 16,506 million lei.

As of July 10, 2026, the National Bank of Moldova’s (NBM) official reserve assets and other foreign currency assets had decreased by 0.98 million euros compared to the end of June, and totaled 5,212.9 million euros. In June, the value of foreign exchange reserves increased. Monthly fluctuations in value depend on external inflows, market transactions, and currency revaluations.

The National Bank of Moldova (NBM) invites children ages 7 to 10 to participate in the financial education program “A Day Out at the NBM.” The children’s event will be held at the central bank’s headquarters on July 22, by prior registration and accompanied by adults.

The scope of the Financial Guarantee Agreements Act will be expanded through its revision and harmonization with European Union law.  

The National Bank of Moldova’s (NBM) official reserve assets as of the end of June 2026 stood at 5,216.09 million euros, an increase of 27.82 million euros from May’s figure, which had shown a decline. The country’s foreign exchange reserves periodically show growth during the summer months. As external inflows and currency revaluations occur, monthly fluctuations depend on external transfers, loan tranches, and market operations.

The National Bank of Moldova (NBM) has launched public consultations on a draft EU regulation for payment systems. These consultations concern data exchange between competent authorities and the freedom to provide services in the financial sector. This initiative is directly linked to the large-scale modernization of Moldova’s payments market.

Moldovan banks have begun implementing new corporate operating standards set forth in the NBM regulations, which are aimed at transposing European directives and promoting environmental, social, and governance (ESG) responsibility among financial institutions.

Today, July 3, 2026, the National Bank of Moldova released a commemorative coin titled “Vasile Vasilache—100th Anniversary of His Birth” into numismatic circulation, marking the conclusion of the “Notable Figures” series.

Based on the results of the first quarter of 2026, insurers increased their profitability, overcoming regulatory costs and the sector’s rising loss ratios in recent years. Insurance companies nearly doubled last year’s figures, posting a combined net profit of 68.7 million lei, as reported by eight of the nine operating companies.

Municipal bonds are a promising financial instrument characterized by low costs, transparent allocation of funds, and—just as importantly—effective oversight of their use. They are already emerging as a clear alternative to bank loans for local governments.

According to preliminary data, in the first quarter of 2026, Moldova’s current account deficit decreased by 17.1% compared to the same period last year, amounting to -806.2 million euros. This change was driven by a reduction in the foreign trade deficit.

The total assets of Moldova’s banking sector reached 189,899.0 million lei at the end of 2025, an increase of 11.5% compared to the previous period. This trend reflects confidence in the stability of the financial system and the banks’ ability to support the growth of the national economy, according to the annual report of the National Bank of Moldova.

The National Bank of Moldova (NBM) ended 2025 with a loss of 873 million lei, while the year before, the regulator posted a record net profit of 6 billion lei. Over the year, the financial result deteriorated by almost 7 billion lei, according to the published financial statements.

The total volume of net remittances from abroad to individuals in May exceeded $170 million. Nearly 80% of these transfers were denominated in the euro. Such volumes of remittances have a multifaceted impact on macroeconomic indicators, serving as a key component of the balance of payments and a source of support for consumer demand.

The list of jurisdictions with which Moldova automatically exchanges information on financial accounts will be significantly reduced. The relevant draft order has been developed by the Ministry of Finance and is open for public comment through July 6, 2026.

The acquisition of significant stakes or shares in non-bank payment service providers will be permitted only with the prior authorization of the National Bank of Moldova (NBM). Amendments to the Law on Payment Services and Electronic Money were adopted in the second reading.

In May, Moldova’s foreign exchange market saw a decline in trading volumes, reflected in a 16% drop in net demand from companies. At the same time, 91.1% of the net demand from economic agents (legal entities) was met by supply from individuals. The National Bank publishes data on foreign exchange market conditions, noting that it did not intervene in the market during the reporting month.

Despite a significant slowdown in economic growth in the first quarter of the year (+0.4%), the central bank nevertheless identified a host of pro-inflationary factors and made the fight against inflation its top priority.

Moldova will establish an Insurance Guarantee Fund designed to ensure compensation payments to victims of traffic accidents in the event of the insolvency, bankruptcy, or liquidation of insurance companies. The management of this fund will be entrusted to the Deposit Guarantee Fund within the banking system.

These days (June 18–21, 2026), finance ministers and central bank governors from the member countries of the Belgian-Dutch subgroup of the IMF and the World Bank have gathered in Varna, Bulgaria. The main goal of the meeting is to turn uncertainty into long-term opportunities for regional economies. Anca Dragu, Governor of the National Bank of Moldova, held a series of bilateral meetings with finance ministers and senior IMF officials during the forum.