banks

The World Bank considers the financial situation of the Moldovan banking sector as sustainable and capable of supporting economic activity while maintaining financial stability, Logos Press reports.

In Moldova, lending to small and medium-sized enterprises (SMEs) has increased by more than 17% annually over the last 5 years, rising from 16 billion lei in 2021 to 29 billion lei in 2025.

In September, the volume of cash inflows to banks did not reach the level of August (17 billion lei), having equaled the level of July (16.7 billion lei), Logos Press reported.

Consumers will be able to compare the amount of fees and interest on a specialized website to be developed by the National Financial Market Commission, Logos Press reported.

Demand for commercial bank loans put the brakes on its three-month growth in August, judging by the volume of newly issued loans to households and businesses, Logos Press reported.

Each of the 10 existing banks in Moldova has 315 thousand inhabitants, while in Romania, for example, each of the 20 existing banks serves an average of 900 thousand people, Logos Press reports.

About 80 percent of the newly attracted funds in the banking system are in the national currency, and the same percentage of funds reflect the saving sentiment of individuals,” Logos Press reported.

Profitability of the banking system is ensured by income from lending and investment activities at the expense of foreign funds against the background of poor security with own funds, – reports Logos Press.

Banks’ lending resources in the first quarter went mainly to mortgages and trade, with private consumers borrowing in third place,” Logos Press reported.

The National Bank of Moldova has analysed potential challenges to the stability of the country’s financial system and concluded that there are no global risks to the financial sector, but there are geopolitical risks, according to Logos Press.

The National Bank registers an increase in interest rates on newly issued bank loans, – reports Logos press.

In January-April 2025, the net profit of Moldovan banks amounted to 1.3 billion lei, which is 18% more compared to the same period of 2024, – reports Logos Press.