According to the National Bank of Moldova, 88.9 million card transactions were registered, of which 81.8 million were non-cash transactions.
The majority of transactions were made using debit cards, with more than 80.5 million transactions. Credit cards were used much less frequently, with about 1.2 million transactions.
In value terms, non-cash payments amounted to 28.87 billion lei, again, debit cards were leading, accounting for more than 28.2 billion lei. At the same time, cash withdrawals remain high, reaching 24.7 billion lei, indicating that the use of “cache” continues to play an important role in the economy.
In total, the value of transactions carried out with cards issued in the Republic of Moldova exceeded 53.5 billion lei.
The National Bank of Moldova also shows the growth of remote payments. The volume of transactions made without the physical presence of the card exceeded 12.2 billion lei, of which 4.8 billion are e-commerce and 7.36 billion are electronic payment instruments with remote access.
In addition, cards issued abroad were used on the territory of the Republic of Moldova in almost 8.8 million operations totaling 5.86 billion lei, most of which were non-cash payments.
At the level of payment systems, MasterCard is the leader in terms of transaction volume, followed by Visa, while American Express has a much smaller presence on the market.
