credits

In 2025, the public’s demand for loans from non-banks has increased, leading to a significant growth in their loan portfolios, according to Logos Press.

From the program’s launch in March until the end of December 2025, the Fund for Agricultural Credit (FCA) program has financed 288 micro and small agricultural enterprises, of which 38 were financed in December, Logos Press reported.

The European Bank for Reconstruction and Development (EBRD), in partnership with the European Union, is providing a new financial package of 10 million euros to OTP Bank Moldova under the EU4Business-EBRD credit line, Logos Press reports.

The total amount of loans granted to 979 entrepreneurs exceeded 4 billion lei, while investments in the national economy reached 6 billion lei, Logos Press reported citing data from the Ministry of Economic Development.

Amid increased demand for credit resources, banks will have to optimize their lending policies to meet the regulator’s financial stability requirements, Logos Press reported.

With the beginning of autumn, the interest of economic entities in credit resources of banks has intensified, almost doubling the monthly demand of individuals, – reports Logos Press.

According to an analysis by the National Bank of Moldova, the total volume of new real estate loans issued at the end of the second quarter of 2025 amounted to 2,798.8 million lei, up 76.9% compared to the same period last year, but down 1.9% compared to the previous quarter, Logos Press reported.

In September, 88 Moldovan companies received grants totaling 29 million lei, which will help attract additional investments worth about 54 million lei into the country’s economy,” Logos Press reported.

Experts note that the problem in Moldova is not so much the lack of money as the inability to utilize it. In their report on budget execution in the first half of 2025, experts from the Ministry of Finance also point this out. The decrease of revenues in the implementation of projects with international financing has become a trend that is observed almost monthly. Auditors of the Accounts Chamber (AC) also confirm these statements.

More than 77 million of bank financing for almost 1000 Moldovan small and medium-sized enterprises will be mobilized through guarantees to two Moldovan banks from the European Investment Bank Group, Logos Press reports.

Demand for commercial bank loans put the brakes on its three-month growth in August, judging by the volume of newly issued loans to households and businesses, Logos Press reported.

Each of the 10 existing banks in Moldova has 315 thousand inhabitants, while in Romania, for example, each of the 20 existing banks serves an average of 900 thousand people, Logos Press reports.