“Bucharest is a city that for Chisinau represents a traveling companion, a friend and a constant source of inspiration in building a European future. I will not hesitate to tell you what we have achieved in the last two years in Chisinau. The first project I want to tell you about is Moldova’s accession to the Euro Payments Area, SEPA. I don’t know if we remember what it was like to pay commissions of 20, 30, 50 euros for a transfer to a European Union country. Until recently, Moldova also paid these commissions, but since October, we have been paying, as we did from Romania to the European Union, 0, 1, 2, 3 euros for each transfer. This means that in six months, we have saved almost seven million euros, and these figures keep growing,” Anca Dragu said.
She emphasized that the system of instant payments has also been implemented in Moldova. And in less than two years, more than 60% of people with bank accounts have been able to use it.
“Also, in terms of monetary policy management, we have made significant progress and managed to bring the inflation rate within the corridor of the inflation target (almost – ed.). Of course, recent geopolitical and economic developments have put all central banks under severe pressure. We hope that this crisis will end soon,” the governor of the National Bank of Moldova added.
According to her, the recorded results were quickly reflected in higher and higher external assessments.
“Moldova’s sovereign rating has increased by three notches over the last two years. This is a clear signal to investors that Moldova represents a more predictable, more stable and better-rooted economy in the European area. Investment has become much stronger, and it has increased by about 22% in 2025, becoming the main driver of economic acceleration. We also have a €1.9 billion growth plan agreed with the European Union, which represents, for example, more than 10% of the country’s gross domestic product last year.
Banking supervision is also in line with European standards, and less than three years ago the National Bank also took over the management of the insurance sector, which adds to the complexity of the institution.
In parallel, we have adopted a roadmap for sustainable finance for 2024-2028 and started developing a national taxonomy of sustainable activities. All this makes Moldova a more attractive place for investors,” Anca Dragu also said.
She emphasized that the National Bank of Moldova is “looking into the future”.
“We have integrated artificial intelligence into the institution’s operational processes. We have developed our own artificial intelligence platform, which helps us in our daily work. The principle we apply is simple and non-negotiable: artificial intelligence is a support tool, not a replacement for human judgment. None of this would be possible without strategic partners. Romania is Moldova’s most important partner, and I want to thank you. I came to Bucharest today as an honorable associate to say a simple thing. Moldova works also thanks to the support that strategic partners, especially Romania, give it every day. I would like to come back to the idea and the message I have been conveying since I took office: Moldova offers exceptional conditions for investments, and those who do not invest in Moldova today will regret it in 5 years, in 10 years,” Anca Dragu, governor of the National Bank of Moldova, added.
