The ODA sets indicative interest rates under the “373” Investment Incentive Program for two categories of loans: those issued before May 16, 2024, and those issued after that date.
Specifically, from July 1 through September 30, 2026, inclusive, the base rates on loans issued before May 16, 2024, in lei will be 5.66% per annum. This is 0.09 percentage points higher than the rate in effect prior to July 1, 2026.
For loans granted under the “373” program in foreign currency, the rate will be 1.38% per annum. This is 0.21 percentage points lower than the rate applied in the first half of this year.
Effective May 17, 2024, an indicative rate of 5.71% per annum has been approved for loans in the national currency, which is 0.14 percentage points higher than the previous rate.
For loans in foreign currency, the rate has been set at 1.16% per annum. This is 0.13 percentage points lower than the rate in effect until July 1, 2026.
As a reminder, the indicative rate under this program is calculated as the weighted average rate on new deposits with terms ranging from 6 to 12 months across the banking sector as a whole.
