MIA Plăți Instant Enables Real-Time B2B Payments for Businesses
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MIA Plăți Instant is available for businesses

As of today, March 2, 2026, the MIA Plăți Instant system can be used for Business to Business (B2B) transfers between legal entities. The fee is 0.7% of the transfer amount, but does not exceed 40 lei per transaction, ensuring clear and predictable costs for companies.
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The new option is an important step in modernizing the national payment infrastructure and supporting the business environment. Thanks to it, companies can initiate and receive transfers in Moldovan lei in real time, in a few seconds and at any time of the day, including outside the working hours of payment service providers.

B2B instant transfers can be used to pay invoices, advances, unlock deliveries or other payments related to commercial relationships.

MIA is used by every second citizen of Moldova

It is one of the most used digital financial solutions in the Republic, emphasizes the information of the National Bank of Moldova. The new B2B function complements the services already available to citizens: instant transfers between individuals, payments for business and for utilities.

“MIA is constantly adding features for more flexibility, changing the way money moves in the economy, and for the business environment this is important,” notes Anca Dragu, NBM Governor. – Instant payments offer speed and a real competitive advantage. The new capability will impact the operational efficiency of companies, simplify trading relationships and reduce dependence on payment service providers’ schedules”.

The MIA Plăți Instant system, launched on March 12, 2024 by NBM, is a central element of Moldova’s modern payment infrastructure. It contributes to increasing the efficiency and transparency of financial transactions in Moldovan lei, facilitating the development of a more efficient and harmonized financial ecosystem with European standards.



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