The Commission detects new online fraud attempts using investment platform clones. Fraudsters use the names and images of authorized organizations and public figures to create the appearance of legitimacy. They also use sponsored advertising on social networks (Facebook, Instagram) and promise super profits from the invested funds.
What to look out for
Scammers use the logo, colors and name of companies authorized by the National Commission for Financial Market to mislead users.
Fake images or videos (dipfake) of public figures who “recommend” the platform are used.
Fraudsters clone official websites or create web pages mimicking financial institutions or news portals.
Clicking on links in advertisements takes you to fake “investment advice” groups on platforms such as Telegram or WhatsApp.
In some cases, they ask you to install apps or remote access programs that are actually specifically designed to hack your device or steal your data.
Signs of possible fraud
Advertising through “sponsored ads” that suddenly appear in your News Feed, coming from Facebook pages with similar to official but misleading names.
Messages hinting at collaboration with government agencies or political figures.
Requests for money transfers or bank details outside of official and secure channels.
Unauthorized contacts (calls, emails, messages) calling for urgent investments.
Recommendations
Check the offer on the official website of the mentioned organizations by entering the address in your browser, not by following links in advertisements.
Do not provide bank details for offers that seem “too good to be true”.
Don’t allow anyone to remotely access your cell phone or computer (via apps like AnyDesk, LogMeIn, etc.) for technical “help” or “support”. These ads can expose your device to malware and allow unauthorized access to personal or banking data.
Report it! If you see such ads, report them to the platform (Facebook/Instagram) under “Fraud/ Scams”.
In accordance with the national legislation, any organization carrying out banking activities or providing financial investment services in the Republic of Moldova must have a permit or license issued by the competent authorities.
When interacting with unauthorized entities, consumers do not benefit from the protection of the legal framework and are not entitled to compensation under existing protection or compensation mechanisms.
Consumers are strongly encouraged to report any such attempts to law enforcement authorities or to NCFM at 0 22 85 95 95.
