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The banks didn’t make the cash register

The outflow of money from the banking system outpaces cash inflows into it. From January to April 2025, the volume of cash withdrawals exceeded cash receipts by more than one billion lei," Logos Press reported citing NBM data.
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The banks didn’t make the cash register

Although, in general, during the reporting period, the volume of accumulated cash inflows increased year-on-year to about 56 billion lei (+3.5%), the regulator recorded a significant decrease in revenues from other services (-9%: services of ANRE, realtors, foreign exchange operations, etc.).

Cash proceeds from the sale of consumer goods (irrespective of the sales channel) increased significantly on bank accounts – by more than 1 billion lei (+3.4%), amounting to 31,506.7 million lei (56.6% of the total proceeds).

Also, there was recorded a significant increase in cash receipts on current accounts and deposit accounts of individuals – by 818.2 million lei (+15.8%) and revenues from rent and public utilities in the amount of 273.9 million lei (+48.8%). Cash contributions for loans repayment increased by 128 million lei (+7.6%).

The volume of cash withdrawals from banks’ cash offices in January-April 2025 increased by 2,908.0 million lei (+5.4%) compared to the same period of the previous year and amounted to about 57 billion lei. At the same time, the NBM registered in April a quantitative growth of money in circulation (+17% year-on-year). However, the money supply decreased over the year, which may indicate a drop in business activity. The decrease in money supply is a serious problem, which puts pressure on different sectors of the economy.


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