Compared to the previous month, in May legal entities began to request fewer loans in national currency (-1.8%). The volume of lending in foreign currency decreased even more (-22.3%). At the same time, contracts linked to the exchange rate increased (by 14.5%).
The majority (55.7%) of the total number of new loans issued in May (6.6 billion lei) were granted to non-financial corporations. The average rate decreased to 8.57% for lei loans and to 5.37% for foreign currency loans. In early June, the rates soared: the weighted average interest rate on new loans granted in lei rose to 9.17% per annum.
In May 2025, individuals issued loans worth 2.5 billion lei, 9.7% more than in the previous month. Most of them (62%) were for consumption. The population took loans mainly in national currency (1,345.2 million lei) for a term of 2 to 5 years.
Real estate loans accounted for 37.8% of the total number of new borrowings granted to individuals and were issued mainly in national currency. The average rate on ley consumer loans amounted to 10.54%. The average rate on purchase of real estate is lower – 7.14%.
