The Association of Banks of Moldova reported that such figures were presented during the forum “Finance and economic growth: lessons for Moldova’s European path” held in Chisinau. It was noted that in recent years, the Moldovan banking sector has become a solid foundation for financing and innovation.
Total bank loans are projected to exceed 100 billion lei in October, increasing the loan-to-GDP ratio to about 29% in 2025, up from 23% in 2021. This progress reflects improved corporate governance, healthy competition among banks, growing public confidence, and effective cooperation with government agencies.
At the same time, it was emphasized that European integration brings three simple but important benefits to SMEs: financing becomes cheaper, long-term and transfer is accelerated. Within these three elements, the EU provides the necessary tools to expand lending to more companies, including small, new or those with a higher risk profile.
