The fund, administered by the Organization for Enterprise Development (ODA) last year facilitated the financing of 22 small and medium enterprises (SMEs) through a portfolio of 20 revolving loans and 2 investment loans.
The financing was provided through the FGC’s partner banks: maib, OTP Bank and Victoriabank.
This instrument offers limited portfolio guarantees with a share of up to 80%, as well as unlimited portfolio guarantees up to 50% of the loan share. The guarantees can cover both secured and unsecured loans, and the maximum amount of the guaranteed loan can be up to 5 million lei, €250 thousand euros or $250 thousand.
In 2025, the average amount of the guarantee amounted to 1.07 million lei, while the average amount of the guaranteed loan amounted to 2.94 million lei.
The mechanism of guarantees on loan portfolios is implemented by ODA in partnership with the World Bank Group within the framework of the SME Competitiveness Enhancement Project.
